Your home is probably your biggest asset

For most families, the home is the wealth

In 2022 the typical homeowning household held about $198,000 in home equity — more than the median U.S. household's entire net worth of $176,500 that year. Roughly 62% of households have equity in a home, and for most of them it's the single largest thing they own. Between 2019 and 2022 alone, median home equity rose about $47,900.

Source: U.S. Census Bureau, “Rising Home Equity Boosted Household Wealth” (2024, SIPP data) and the Federal Reserve's report on the economic well-being of U.S. households.

If that much of your net worth sits in one asset, it's worth knowing what it's doing — the same way you'd glance at a retirement balance. Deedio gives you a private, always-on estimate drawn from public records, with no listing and no one calling.

Home values have trended up — but equity stays frozen until you act

The federal government has tracked U.S. house prices since 1975. By the FHFA's measure, home prices have risen year over year in every quarter since the start of 2012. Nobody can promise the future, and prices can and do fall — but over long stretches, housing has been a slow, steady store of value for many owners.

Source: Federal Housing Finance Agency, House Price Index (see also the long-run U.S. House Price Index series at the St. Louis Fed).

The catch: that gain is paper until you do something with it. Most owners only find out what a buyer would really pay by listing — the very step that turns a private decision into a public event. Deedio lets you set the number that would genuinely move you and be told when a real offer reaches it, without ever going to market.

You don't have to be “for sale” to know your options

Listing a home is a big, costly, public commitment — showings, signage, and fees that come out of your proceeds. Plenty of owners would move for the right number but never test it, because the only path they know starts with going fully on the market. That means a lot of homes that could trade never enter the conversation.

Off-market is the quieter alternative: a serious buyer reaches you directly, you talk on your terms, and if it isn't right, you were never publicly listed. When you do want a professional in the room, our agent directory offers clear, flat-fee help — from just the paperwork to full service — and Deedio never takes a cut of your sale. If you'd rather handle it yourself, here's a realistic map of a for-sale-by-owner closing in Tennessee.